COVID-19 Testing Guidance (2024)

Office of the New York State Attorney General

COVID-19 testing

Do I have to pay for home tests?

  • Beginning September 25, 2023, households can order four free tests throughhttps://www.covid.gov/tests. Tests are shipped through the U.S. Postal Service. These tests can detect newer COVID-19 variants and are intended to be used through December 2023.
  • Private insurance is not required to reimburse you when you purchase at-home test kits.
  • Free at-home rapid test kits are available for pickup at specified sites within New York state, while supplies last.

Do I have to pay for onsite COVID-19 testing?

  • If you have private health insurance, COVID-19 PCR and rapid tests are covered if they are ordered and administered by a health care professional when medically necessary. You may have to pay a certain amount if your health plan requires cost sharing.
  • Insurers are permitted to limit the number of covered tests and to require testing be done only by in-network providers.

How can I obtain a low- or no-cost COVID-19 test at an onsite location?

  • Low- or no-cost COVID-19 tests are available to New Yorkers, including those who are uninsured, at health centers and select pharmacies. Contact your health care provider or your local public health department for more information.
  • If you require assistance finding a location for free COVID-19 testing, use the testing locator provided by the Centers for Disease Control and Prevention (CDC) athttps://testinglocator.cdc.gov.

COVID-19 treatment

If you have private health insurance or Medicare, you may have cost sharing associated with oral antivirals such as Paxlovid.

However, you may be able to get oral antivirals at low or no cost from the federal government atTest to Treat sites, as long as supplies last.

Insurance companies continue to require cost sharing for all follow-up care associated with the treatment of COVID-19, including hospitalization and outpatient visits.

If you think you have been improperly billed for COVID-19 tests, Attorney General James encourages you to contact the Health Care Bureau of the Office of the New York State Attorney General byfiling a complaintonline or calling 1-800-428-9071.

COVID-19 Testing Guidance (2024)

FAQs

How likely is a false positive at home covid test? ›

The percentage of rapid antigen tests with false positive results is reported to be less than 1%.

Is one negative COVID test enough? ›

However, a single negative result with an at-home test may not be accurate because you may have taken it before the virus reached detectable levels. That's why, if you're using at-home tests to detect an infection, you should test more than once.

What are the latest COVID symptoms in 2024? ›

Symptoms of COVID-19
  • feeling tired or exhausted.
  • an aching body.
  • a headache.
  • a sore throat.
  • a blocked or runny nose.
  • loss of appetite.
  • diarrhoea.
  • feeling sick or being sick.

How long after exposure to COVID do you test positive? ›

Wait five days to test after exposure if you do not have symptoms. If you have symptoms but test negative, you should test again after 48 hours.

Does a very faint line mean COVID is going away? ›

“The less dark, the line is, the less viral material that is present,” he says. “This could reflect diminishing contagiousness, or the start of it.”

Are home COVID tests still accurate? ›

Interestingly, ~5% of positive self-collected rapid tests were read by the patient as negative yet were deemed to be positive results by the clinician team when re-read. Conclusion: This study supports that self-collected rapid tests show similar sensitivity and specificity to those performed by clinicians.

What are the first signs of COVID? ›

Low-grade fever seems to be one of the more common early markers of COVID-19, Kline said, but not everyone will have a fever. Other potential symptoms include muscle aches, headaches, loss of appetite, and loss of taste or smell. Symptoms can appear between two and 14 days after exposure.

How long should I wait to retest for COVID after testing negative? ›

If you test negative and have symptoms of COVID-19, test again 48 hours after the first negative test. If you retest, consider asking a health care provider for a molecular test, such as a PCR test, which may provide more accurate results.

When is the best time to test for COVID? ›

When should you test? Test right away. If your first test is negative, test again 1-2 days later. Even if you don't feel sick, test after exposure and again 3-5 days after last exposure.

What helps COVID go away? ›

Many people with COVID-19 get better with rest, fluids and treatment for their symptoms. Medicine you can get without a prescription can help. Some examples are: Fever reducers.

How can I tell if I have COVID or a cold? ›

You may have a runny nose, cough, congestion, and sore throat. But you won't usually have the aches and fever that are common with COVID-19 and flu. Often, you'll feel better in a couple of days. There's no cure for the common cold.

What is COVID FLiRT? ›

The FLiRT variants is just a technical term for the continued mutation of the Omicron variants of COVID-19. And for the last year or so, pretty much all the variants of COVID-19 that we've seen circulate in the United States have been variants of Omicron.

Am I still contagious after 5 days of COVID? ›

However, individuals are typically contagious for about 10 days after the onset of symptoms. For those with mild to moderate symptoms, this period can be shorter, often around 5-7 days. For people with severe symptoms or those with a weakened immune system, contagiousness can last up to 20 days.

Should I go to work if I have a positive COVID test? ›

Isola​​te​ If you test positive, you are strongly encouraged to isolate (stay home and away from other people) for at least 5 full days, to prevent spreading the disease to others. Isolation is recommended even if you have been vaccinated or have had COVID-19 before.

What to do immediately after being exposed to someone with COVID? ›

After you have been exposed to COVID-19 or another respiratory virus, it can be especially helpful to use respiratory virus prevention strategies, such as wearing masks, taking steps to improve air flow and filtration, practicing good hand hygiene, cleaning regularly, physical distancing, and/or testing.

Can you get a false-positive on a binax home COVID test? ›

There is a chance that this test can give a positive result that is wrong (a false positive result) particularly when used in a population without many cases of COVID-19.

How accurate is the COVID rapid test? ›

According to the study findings, rapid tests for COVID-19 have a very high specificity (the capacity to detect negative cases/healthy individuals), with a true negative proportion consistently above 98 per cent.

Can you test positive for COVID and not be contagious? ›

Are COVID-19 tests an effective way to indicate if you're contagious? Not always. PCR tests and antigen tests can detect the virus. However, a positive test doesn't always indicate active contagiousness, and a negative test doesn't always indicate that you're COVID-free.

Can a COVID test give a false-positive after 30 minutes? ›

Results read before 15 minutes or after 30 minutes may lead to a false positive, false negative, or invalid result.

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